Citibank Asia is just a subsidiary of Citigroup, the usa international investment bank and economic solutions firm
About Citibank
The banking major has a long history in India since its origin with its origination in 1902 in Calcutta.
Today Citibank is reasonably limited personal sector bank in Asia. Currently, it will be the biggest economic solutions foreign direct investor in Asia.
Being a pioneer banking major, Citi offers many lending options and solutions in customer banking, retail financing, business and investment banking, securities brokerage, and wide range management. Citi Asia serves a range that is extensive of around the world.
Rate of interest
Loan tenure
Loan turn around period
Processing Costs
3 percent of loan sanctioned + Taxes
Who is able to use?
Dishonour Charges
500 per example
Cheapest EMI
Why Select Citibank Personal Bank Loan?
Select Citibank personal bank loan if you’d like faster and loan that is convenient an appealing interest rate. Expanding ease that is complete the clients, Citi Asia provides customers-friendly unsecured loans starting at 10.99 percent per year.
You enjoy the following advantages when you apply for Citibank Personal Loan:
- Effortless and hassle-free loan application that is online
- Unsecured loan up to 3000000
- Find out about eligibility in 4 hours
- No papers necessary for eligibility evaluation
- Disbursement to your money in 2 trading days or 48 hours
- Fixed rate of interest
- Component checkmatepaydayloans promo code pre-payment permitted
- Center to combine charge card stability and outstanding unsecured loan quantity
Features and Advantages Of Citibank Unsecured Loan
You will find numerous great things about deciding on Citibank unsecured loan. Aside from providing appealing price on fixed interest basis, Citibank runs other facilities to your borrowers; such as for instance Personal Loan Top Up, prepayment, part-payment, and consolidation option.
Here’s a summary of advantages you love with all the approval of Citibank unsecured loan:
All-purpose Loan
Citibank doesn’t impose any limitation on use of personal bank loan quantity. You should use the funds for a range of reasons such as for example training, wedding, travel, wellness, home improvement, company expansion and even more. Nevertheless, the funds shouldn’t be useful for illegal, or activities that are speculative purchase of silver.
Loan amount as much as 30 Lakhs
Citibank provides Personal that is extensive Loan to 3000000 at fixed month-to-month instalment. You are able to make an application for no less than 25000 loan quantity. With this kind of range that is wide you receive significant freedom to try to get personal bank loan.
Disbursement in 48 hours
Expanding consumer simplicity, Citibank guarantees quick disbursal of Personal Loan funds. After distribution regarding the needed documents, you could expect the funds in your money within 48 hours or 2 days that are working.
Versatile payment tenure
A borrower gets a complete large amount of freedom in selecting the mortgage payment tenure, which range from 12 to 60 months. You are able to choose the EMIs in accordance with your allowance.
Fixed interest
By offering fixed interest for personal bank loan, Citi Bank assures ease of payment to your borrowers. You’ll better plan the payouts that are monthly instalments will continue to be exactly the same through the loan tenure.
Top Up center
Being fully a Citi Bank personal bank loan client, you will get use of the facility that is top-Up. It is possible to submit an application for extra credit without increasing another loan. The best benefit is: you can easily repay once you want and keep consitently the interest burden low on additional financial obligation. Neither do you want to try to get a fresh loan nor to be concerned about extra EMIs, as with the actual situation of a brand new loan account.
Minimal paperwork
If you’re currently a Citibank client, it really is a cakewalk to use for a unsecured loan. For Citibank Suvidha clients, obtaining Loan is comparable to logging directly into an internet banking account. The documents is minimal and hassle-free.
Comprehensive and part-prepayment permitted
Citibank provides flexibility to prepay personal bank loan according to your convenience. You can close your account in full or partially after the first 12 months of the loan initiation if you apply for Personal Loan. Pre-payments although impose some charges that are nominal.
Stability consolidation facility
With Citibank, you obtain a bonus to move your credit card outstanding and loan that is personal as a consolidated personal bank loan at a nice-looking interest.
Easy Repayment without any Late Cost
Ensuring client satisfaction to your fullest Citibank accepts diverse modes of payment based on clients’ choices. You need to use NACH, SI or prepaid cheques. There are not any payment that is late for Citi unsecured loans.
Citibank Personal Bank Loan: Rates Of Interest, Processing Fees & Costs
Citibank Asia is really a pioneer in retail financing. They have confidence in expanding credit help to deserving customers without any hassles. A qualified consumer can avail low-interest Citibank unsecured loan at a set rate of interest starting at 10.99per cent p.a.
The price of great interest differs in line with the client profile and facets like present income, previous debts, credit score, and credit rating. The attention is determined on a reducing interest foundation.